Subscribing and earning in other currencies (dollars, pounds, euros, shillings and more)

Readers anywhere can subscribe to a creator and pay in their own currency, and creators can earn in theirs: a reader in the United States can subscribe to a creator in Kenya in dollars, and a reader in Kenya to a creator in the US or Nigeria in shillings.

For readers: on a creator's profile, tap Subscribe, then choose your currency under Pay in (we guess it from your time zone). You pay by card through Stripe (US dollars, pounds, euros, Canadian dollars, yen, UAE dirhams, Botswana pula, and Chinese yuan by card, Alipay or WeChat Pay; anywhere else pays in US dollars), Flutterwave (Kenyan shillings, Ghanaian cedis, rand, Ugandan and Tanzanian shillings, Rwandan francs, CFA francs, Zambian kwacha, Egyptian and North African currencies, Gambian dalasi; mobile money in Kenya, Ghana, Uganda, Rwanda and Zambia) or Paystack (naira). Paid this way, a subscription is one month at a time: we send you a reminder 3 days before it ends, and renewing adds a month on top. Naira readers of naira creators keep the usual monthly plan.

The price you see: if the creator prices in your currency, you pay exactly that. Otherwise it's their price converted at our exchange rate, plus a small margin (about 3%) for the conversion, rounded up to a tidy amount. If our rates are being updated, paying in another currency pauses for a short while; you can pay in the creator's own currency meanwhile.

For creators: on Rates & payouts → Readers in other currencies, choose the currency you earn in. In naira, your usual tier prices are used, and readers abroad pay them in their own currency (untick the box to keep subscriptions naira-only). In any other currency, set your monthly prices in it, and add where you're paid: a bank account or mobile money (M-Pesa, MTN, Airtel…).

What you earn never moves with the exchange rate. Your earning is your own price less your plan's commission (and a tier's share), fixed in your currency the moment the reader pays. It's held for 7 days (for refunds and card disputes), then paid to you in your currency. You see what's waiting on the same card.

Who sells it: #NotesApp sells the subscription to the reader and pays you your share as earnings, the way app stores and other creator platforms do. That's why we can take any currency and pay you in yours.

Related: Subscriptions: Premium, VIP and VVIP · Getting paid · How your money is kept safe